Disclosures
Effective date: January 1, 2026
Not a lender
Grant Cash Advance ("Grant") is not a lender, loan broker, agent for any lender, or agent for any lender's assignee. Grant does not make loans or credit decisions, does not issue commitments to lend, and does not request, receive, or process applications for credit. Grant operates a free matching service that connects visitors with independent third-party lending partners whose availability and product offerings vary by state.
Loan amounts, rates, and terms vary
- Requested amounts through this website range from $350 to $5,000. The amount you may be offered, if any, is set by the lending partner and depends on your state, income, and ability to repay.
- Rates, annual percentage rates (APRs), fees, and repayment terms vary by lender and by state law and may change. Any offer you receive will disclose its full rate, fees, and total cost of credit before you are asked to accept it.
- Not all applicants qualify. Approval depends on each lender's own criteria, and there is no assurance that a request will result in an offer.
Representative example
The following example is for illustration only and does not describe any specific offer: a $500 advance repaid in full in 14 days with a $75 finance charge has an APR of approximately 391% and a total repayment of $575. Installment-style repayment schedules generally carry lower APRs over longer terms. Always read the actual disclosures in any offer you receive.
State availability
Short-term credit products are regulated at the state level, and some states prohibit or restrict certain products. Entering your ZIP code helps route your request only to lending partners that lawfully operate where you live. Products may not be available in your state.
Military consumers
Federal law (the Military Lending Act, 10 U.S.C. § 987) limits the terms of certain credit products for active-duty servicemembers and their covered dependents. Some products shown through this service may not be available to covered servicemembers because their cost exceeds the applicable rate cap.
Short-term nature of the products
These products are designed to address short-term cash needs and are not a long-term financial solution. Rolling over, extending, or reborrowing increases total cost and can create a cycle of debt. If you cannot repay on schedule, contact your lender as early as possible to ask about available options, and consider alternatives such as local assistance programs before accepting a high-cost product.
No compensation from you
Grant is free to you. We may receive compensation from lending partners or other third parties in connection with connecting you to their services. This compensation may influence which partners appear and does not influence the terms of any offer, which are set solely by the lender.
Funding timing
Statements about same-day or next-business-day funding describe common outcomes among lending partners, not a promise. Actual funding speed depends on the lender's approval process, cutoff times, and your financial institution.
Contact
Questions about these disclosures: support@grantcashus.com.